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Deductibles and the Demand for Medical Services

    https://www.rand.org/pubs/reports/R1514.html
    In this model, the perceived price of care falls (following a nonlinear path) as the consumer approaches the deductible. The model suggests: (1) Because demand and administrative costs are likely to be insensitive to the size of the deductible above a certain range, …

(PDF) Deductibles and the Demand for Medical Care …

    https://www.researchgate.net/publication/4813781_Deductibles_and_the_Demand_for_Medical_Care_Services_The_Theory_of_a_Consumer_Facing_a_Variable_Price_Schedule_under_Uncertainty
    (PDF) Deductibles and the Demand for Medical Care Services: The Theory of a Consumer Facing a Variable Price Schedule under Uncertainty Deductibles and the …

The Impact of High Deductibles on Health …

    https://www.nber.org/digest/dec15/impact-high-deductibles-health-care-spending
    Implementation of the deductible reduced employee health care spending by 12 to 14 percent, nearly all from reduc-tion in demand for services. After …

Deductibles and the Demand for Medical Services: The …

    https://www.semanticscholar.org/paper/Deductibles-and-the-Demand-for-Medical-Services%3A-of-Keeler-Newhouse/a613fb54b2dc93f7375acd18b400945733143c5f
    THE THEORY OF A CONSUMER facing a deductible in a health insurance policy is considered in this paper. The important differences from the usual theory of the consumer …

40% of Americans Blame Deductibles for High Out-of …

    https://www.linkedin.com/pulse/40-americans-blame-deductibles-high-out-of-pocket-healthcare-brown
    The problem seemed to center around deductibles. Nearly four out of ten insured adults said that their deductibles formed the primary financial barrier for their out …

An Estimate of the Impact of Deductibles on the Demand …

    https://www.rand.org/pubs/reports/R1661.html
    Estimates are limited to deductibles ranging from $50 to $1000. Results indicate that demand is quite sensitive to variation in a deductible in the region of $50 and becomes …

Will I Have to Pay My Deductible Before I …

    https://www.verywellhealth.com/paying-deductible-before-receiving-care-4159403
    Since 1986, the Emergency Medical Treatment and Labor Act ( EMTALA) has required all Medicare-accepting hospitals (virtually all U.S. hospitals) …

Econometrica, Vol. 45, No. 3 (April, 1977) - jstor.org

    https://www.jstor.org/stable/1911679
    range, deductibles above that range will not be optimal; they add risk with no return. (ii) Demand estimates will be biased if insurance policies in the sample contain deductibles …

The Effect of Deductibles on the Demand for Medical …

    https://www.tandfonline.com/doi/abs/10.1080/01621459.1980.10477505
    The results indicate that demand is quite sensitive to variation in a deductible in the region of $50 and becomes steadily less sensitive as the deductible …

Health insurance and the demand for medical care: …

    https://pubmed.ncbi.nlm.nih.gov/10284091/
    Health insurance and the demand for medical care: evidence from a randomized experiment Authors W G Manning , J P Newhouse , N Duan , E B Keeler , A Leibowitz , …



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